Citi Strata Premier Card $100 Hotel Credit Benefit Details (2024)

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Link: Apply now for theCiti Strata Premier℠ Card

TheCiti Strata Premier℠ Card is a phenomenal credit card. The card offers lots of perks, and one of the often-overlooked perks is the $100 annual hotel credit. In this post, I wanted to take a closer look at how that works.

In this post:

Why you should consider the Citi Strata Premier Card

There are lots of reasons you should consider the $95 annual fee Citi Strata Premier Card. Among other things:

  • The card has well-rounded bonus categories, and offers 3x points on dining, gas stations, groceries, airfare, and hotels, as well as 10x points on hotels, rental cars, and attractions, booked through Citi Travel
  • The card has a welcome bonus of 70,000 ThankYou points after spending $4,000 within the first three months
  • The card lets you maximize the value you can get from other Citi cards, like the no annual feeCiti Double Cash® Card(review), which I consider to be one of thebest cards for everyday, non-bonused spending

Those are just a few of the benefits of the card that I like the most, though you can read a full Citi Strata Premier Card review here. In this post I wanted to focus on the card’s $100 annual hotel credit, which many people aren’t familiar with.

Citi Strata Premier Card $100 Hotel Credit Benefit Details (1)

What is the Citi Strata Premier $100 hotel credit?

With the Citi Strata Premier Card $100 annual hotel savings benefit, you can enjoy $100 off a single hotel stay of $500 or more. As you’d expect, there are some terms to be aware of:

  • You need to book your hotel online at thankyou.com, or by phone at 1-800-THANKYOU
  • This benefit is available once per calendar year
  • The reservation must be made by the primary cardmember, though the stay can be for the primary cardmember or an authorized user
  • You must spend at least $500 on a single hotel stay, excluding taxes and fees, to trigger the $100 savings
  • You must pre-pay for your complete stay with your Citi Strata Premier Card, ThankYou points, or a combination of the two
  • If you cancel a booking for which you used the $100 hotel credit, the benefit will remain available to you for the same calendar year
  • Package rates, including air and hotel packages, or hotel and car rental packages, don’t qualify for this benefit
  • The $100 hotel credit can’t be combined with any other promotions or discounts on thankyou.com
  • If you have both the Citi Strata Premier and Citi Prestige, you can’t stack the $100 hotel credit on the former with the fourth night free benefit on the latter
Citi Strata Premier Card $100 Hotel Credit Benefit Details (2)

How do you use the Citi Strata Premier $100 hotel credit?

The easiest way to use this benefit is through thankyou.com. Log into the account associated with your Citi Strata Premier Card. Once you get to the hotel booking page, you’ll see a window asking you if you want to use your $100 hotel credit.

You can then search any hotel you want, and assuming you elected to use the credit, the $100 discount will automatically be applied during the booking process (make sure you see this before confirming your booking). It’s that easy!

Citi Strata Premier Card $100 Hotel Credit Benefit Details (3)

What’s the catch with the Citi Strata Premier $100 hotel credit?

The upside to using the Citi Strata Premier Card $100 hotel credit is pretty obvious — if you spend exactly $500 on a hotel stay (pre-tax), you could save 20%. That’s awesome. There are a few potential downsides, though, which are worth keeping in mind, and being strategic about:

  • The Citi ThankYou travel booking portal is considered an online travel agency, so if you’re staying at a chain hotel, you typically wouldn’t earn points or receive elite benefits on these stays
  • You may find cheaper rates for a hotel through other websites; for example, the major hotel groups often have members-only rates, and you typically won’t be able to book those through Citi ThankYou
  • If you’re staying at a luxury hotel, you may be able to get additional perks through programs like Virtuoso or , which you can’t combine with these savings, so keep that opportunity cost in mind

I absolutely think there’s value in this credit, though I also think it’s important to be smart about how you use it. When using the Citi Strata Premier $100 hotel credit benefit, I’d recommend:

  • Booking a hotel stay costing as close to $500 as possible (without going under)
  • Using it at an independent hotel, or hotel where you’re forgoing the fewest points or perks by booking through a third party
  • Using it at a hotel where the price difference between the Citi ThankYou rate and the best available rate you can find online is the smallest

Most people with the Citi Strata Premier Card should be able to find value with this perk, though it pays to be strategic.

Citi Strata Premier Card $100 Hotel Credit Benefit Details (4)

How does this compare to the Chase Sapphire Preferred hotel credit?

TheChase Sapphire Preferred® Card(review) is a competitor to the Citi Strata Premier Card. There are also lots of reasons to consider this card. It’s interesting to note that theChase Sapphire Preferred offers a $50 annual hotel credit. How does that compare?

  • The credit is for $50 rather than $100, but it has the benefit of having no minimum stay amount; in other words, you could save $50 off a $50 hotel stay
  • The credit is per cardmember year, rather than per calendar year

Which of the two credits is more valuable really depends on your hotel patterns. Some may prefer the bigger discount of the Citi Strata Premier, while others may prefer the lower minimum of the Chase Sapphire Preferred. Personally, I think the Chase Sapphire Preferred hotel credit is better, given the lower spending requirement.

Citi Strata Premier Card $100 Hotel Credit Benefit Details (5)

Bottom line

The Citi Strata Premier Card is an awesome card with a great welcome bonus and useful bonus categories for spending. On top of that, the card features an often overlooked $100 annual hotel credit, which can be applied to a hotel booking of $500+ that’s made with Citi ThankYou.

While there are some terms associated with this, and while there may be an opportunity cost to using this, it’s still a valuable perk that you should keep in mind. Saving up to 20% on a hotel stay can be a good value.

If you have the Citi Strata Premier, have you used the $100 hotel benefit? If so, what was your experience like?

Citi Strata Premier Card $100 Hotel Credit Benefit Details (2024)

FAQs

Citi Strata Premier Card $100 Hotel Credit Benefit Details? ›

$100 ANNUAL HOTEL BENEFIT

What is the Citibank hotel benefit? ›

4th Night on Us. Book 4 consecutive nights or more at a range of hotels with Luxury Escapes and receive a credit back for one night (up to $1,000 credit per booking). Redeem up to 4 times a year with your Citi Prestige Mastercard.

What is the difference between strata premier and premier? ›

The Strata Premier matches the earnings of the former Premier by offering 10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com, 3 points per dollar on restaurants, supermarkets, gas & EV stations, air travel and other hotel purchases and 1 point per dollar on all other purchases.

Does Citi Premier give you lounge access? ›

Each basic Citi PremierMiles Cardmember is entitled to two complimentary lounge visits per calendar year. Cardmembers have a choice to enjoy either (i) 2 separate member visits, or (ii) 1 concurrent member & guest visit.

Does Citi Premier have travel insurance? ›

Get access to complimentary insurances such as International and Domestic Travel Insurance with your Citi Premier Mastercard. You'll also get Purchase Protection Insurance and Extended Warranty Insurance when you pay for purchases with your Citi Premier Mastercard.

Are hotel benefits worth it? ›

So, if you are someone who enjoys and values these perks and intends to make use of them frequently, a hotel rewards credit card could be a good fit for you. However, if you only stay in hotels occasionally or infrequently, the benefits may not outweigh the costs or annual fees associated with these cards.

What is hotel credit used for? ›

A property credit for hotels is a monetary amount guests can use toward upgrades, on-property services and amenities in your property. Credits are usually a part of a promotional package, a loyalty program, or an exclusive offer.

Is Strata a good idea? ›

Lower costs of the property in relation to the land it occupies. This compares well with the land cost of a freestanding property. High demand from buyers. Strata properties generally sell for less than freestanding homes.

What are the three types of strata? ›

Strata properties fall into one of three main categories: residential, commercial or mixed use. Each has its own rules and considerations.

What are strata levels? ›

Strata Title is a type of ownership structure established for multi-level apartment buildings and horizontal sub-divisions with shared, common areas. 'Strata' is another word for a multi-level building. Believe it or not but this 'system' was invented here in New South Wales, Australia and is now exported to the world.

Does Citi Premier cover TSA PreCheck? ›

You will also receive a Global Entry/TSA PreCheck fee waiver, Capital One lounge access, the ability to use the Capital One Travel portal and transfer points to airline and hotel partners like Air Canada, British Airways and Emirates.

Does Citi Premier have a concierge? ›

The top travel credit card from Citi — the Citi Premier® Card — is no exception since you'll get access to concierge service just for being a cardholder. And remember, that's on top of other premium card benefits you'll receive.

What is the annual fee for Citi strata Premier? ›

For example, the Citi Strata Premier has an annual fee of $95 but offers a $100 hotel benefit.

What airlines does Citi Premier card work with? ›

Citi transfer partners
  • Accor Live Limitless (ALL)
  • Aeromexico Club Premier.
  • Air France-KLM Flying Blue.
  • Avianca LifeMiles.
  • Cathay Pacific Asia Miles.
  • Choice Privileges.
  • Emirates Skywards.
  • Etihad Guest.
Mar 7, 2024

How do I know if my credit card covers travel insurance? ›

Not every credit card comes with travel insurance. Complimentary travel insurance is typically offered on premium credit or rewards cards that have higher annual fees. Check your policy documents for details or contact your bank. You can also check the table above for some of the more popular credit cards.

What is Citi Premier card good for? ›

What are the benefits of the Citi Strata Premier Card? The Citi Strata Premier Card offers several benefits, including the ability to enjoy rewards through the ThankYou® Rewards program: 10X Points on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. 3X Points on Air Travel and Other Hotel Purchases.

What are the benefits of getting a hotel room? ›

The comfortable and quiet surroundings, along with the high-quality bedding and linens, provide the perfect environment for a good night's rest. Furthermore, many hotels offer black-out curtains, soundproof rooms, and other features designed to promote a more peaceful sleep experience.

What benefits does Citibank offer? ›

Credit & Account Protection
  • FICO® Score.
  • Citi® Quick Lock.
  • $0 Liability on Unauthorized Charges.
  • Virtual Account Numbers.
  • Fraud Early Warning.
  • Account Alerts.
  • Paperless Statements and E⁠-⁠Communications.
  • Citi Mobile®

What is the hotel deposit used for? ›

Security deposits are standard for hospitality businesses, as hotel owners use them to protect against damages or additional charges. Thus, the deposit payments reduce the risks of renting rooms or other assets.

What are the benefits of express checkout in hotels? ›

Advantages of Express Checkout for Guests
  • ‍Speed and Convenience: Express checkout eliminates waiting times, making it ideal for guests on tight schedules.
  • ‍Comfort: Guests can check out from anywhere, such as over breakfast or in their room, avoiding queues at the reception desk.

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